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10/28/2010

Take Control Of Your Debt – Find Out How

To help consumers who are struggling with debt burdens and debt related frauds, BBB, Banco Popular, and WXTV Univision 41, present BBB Live: “Take Control of Your Debt” (Toma Control de Tus Deudas).

10/27/2010

New Laws Go Into Effect to Fight Deceptive Debt Relief

Good news for those struggling to pay their bills: all of the new FTC regulations to help protect financially-desperate families from deceptive offers for debt relief will go into effect on 10/27.

09/13/2010

Five Steps to Take When a Collector Comes Calling for a Debt You Don’t Owe

Whether it’s a matter of mistaken identity, an honest error or identity theft, the Better Business Bureau recommends taking five steps to fight back against erroneous debt collectors.

04/29/2010

Complaints to BBB Against Debt Settlement Companies On the Rise

Better Business Bureau advises cash-strapped families to recognize the red flags of deceptive debt settlement services

11/01/2006

FTC - Before You File for Personal Bankruptcy: Information About Credit Counseling and Debtor Education

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 launched a new era: With limited exceptions, people who plan to file for bankruptcy protection must get credit counseling from a government-approved organization within 180 days before they file. They also must complete a debtor education course to have their debts discharged.

12/01/2005

FTC - For People on Debt Management Plans: A Must-Do List

Reputable credit counseling organizations employ counselors who are certified and trained in consumer credit, money and debt management, and budgeting. Those organizations that are nonprofit have a legal obligation to provide education and counseling.

12/01/2005

FTC - Knee Deep in Debt

Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?

12/01/2005

FTC - Fiscal Fitness: Choosing a Credit Counselor

Living paycheck to paycheck? Worried about debt collectors? Can’t seem to develop a workable budget, let alone save money for retirement? If this sounds familiar, you may want to consider the services of a credit counselor

03/01/2001

FTC - Out of Work? How to Deal with Creditors

It's become an all-too-familiar headline and lead story - job cuts, dot.com failures, corporate restructuring and lay-offs.

03/01/1999

FTC - Fair Debt Collection

If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector."

03/01/1997

FTC - Cosigning a Loan

What would you do if a friend or relative asked you to cosign a loan? Before you answer, make sure you understand what cosigning involves. Under federal law, creditors are required to give you a notice that explains your obligations.

11/01/1992

FTC - The Credit Practices Rule

If you are one of the millions of Americans who borrows money, buys items on installment credit, or cosigns for another person's debt, you may want to know about the Federal Trade Commission's Credit Practices Rule.


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