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02/07/2013

Hoping for a Sweet Valentine's Day? BBB Offers Tips to Love Before You Buy

Valentine’s Day is just around the corner and some consumers are still searching for the perfect gift. Whether you’re buying something as simple as flowers or as serious as an engagement ring, check the seller with BBB before you buy! BBB offers some additional tips about getting the most for your money whether shopping online or in store.

05/29/2012

Pre-Paid Cards: Know What You’re Buying in Advance

Pre-paid bank and calling cards are on the rise and it is important to know exactly what to watch out for before purchasing one. BBB recommends always doing your research and making sure the company offering the prepaid card is reliable.

08/24/2010

New Credit Card Regulations

Updated regulations benefit consumers by eliminating some fees and establishes new rules for rate increases.

02/02/2010

New Credit Card Regulations Kick In; BBB explains what it means to you

Better Business Bureau explains what the new Credit Card Accountability Responsibility and Disclosure Act of 2009 means to cardholders across the US.

12/01/2006

FTC-Buying, Giving, and Using Gift Cards

Shopping for gifts can be a real dilemma. Just what do you get the person who has everything: your finicky Aunt Mary, your co-worker, or your child's babysitter? Gift cards may be the answer: one size fits all, and the recipients can get exactly what they want.

07/01/2005

FTC - Prescreened Offers of Credit and Insurance

Mail Call: Bills, a letter from your Aunt Mary, a circular from a local department store, your monthly bank statement, and an offer for a new credit card that says you’ve been “prescreened” or “prequalified.”

07/01/2003

FTC - Getting Credit: What You Need to Know About Credit

The Federal Trade Commission (FTC) is the nation’s consumer protection champion. The FTC works for the consumer to prevent fraud, deception and unfair business practices in the marketplace. The FTC provides the information consumers need to spot and avoid fraud and deception.

06/01/2003

FTC - Credit and Debit Card Blocking

Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit, or money in your bank account? If this happened shortly after you stayed in a hotel or rented a car, the problem could have been card "blocking."

03/01/2003

FTC - A Consumer's Guide to E-Payments

The Internet has taken its place beside the telephone and television as an important part of people’s lives. Consumers use the Internet to shop, bank and invest online. Most consumers use credit or debit cards to pay for online purchases, but other payment methods, like “e-wallets,” are becoming more common.

06/01/2002

FTC - Credit, ATM and Debit Cards: What to do if They're Lost or Stolen

Many people find it easy and convenient to use credit cards and ATM or debit cards. The Fair Credit Billing Act (FCBA) and the Electronic Fund Transfer Act (EFTA) offer procedures for you to use if your cards are lost or stolen.

08/01/1999

FTC - Fair Credit Billing

Have you ever been billed for merchandise you returned or never received? Has your credit card company ever charged you twice for the same item or failed to credit a payment to your account? While frustrating, these errors can be corrected. It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA).

01/01/1999

FTC - Choosing and Using Credit Cards

Chances are you've gotten your share of "pre-approved" credit card offers in the mail, some with low introductory rates and other perks. Many of these solicitations urge you to accept "before the offer expires." Before you accept, shop around to get the best deal.

10/01/1996

FTC - Gold and Platinum Cards

If you're looking for credit, be wary of some 'gold' or 'platinum' card offers promising to get you credit cards or improve your credit rating.

10/01/1996

FTC - Secured Credit Card Marketing Scams

ANYONE CAN QUALIFY FOR A MAJOR CREDIT CARD! Separated? Divorced? Bankrupt? Widowed? BAD CREDIT? NO CREDIT? NO PROBLEM!


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